framework alignment

Six frameworks.
One curriculum.

We don't invent our own standards. We build from the ones educators already trust, and we work towards the PISA benchmark used to measure 15-year-olds around the world.

FrameworkWhoAgesWhat it covers
Financial competence framework for children and youth in the EU European Commission and OECD/INFE, 2023 6–10, 11–15, 16–18 Money and transactions; planning and managing finances; risk and reward; financial landscape
PISA financial literacy framework OECD 15-year-olds — the end point we build towards The same four content areas, plus four thinking processes: identify, analyse, evaluate, apply
National Standards for Personal Financial Education Council for Economic Education and Jump$tart, USA, 2021 K–12 Earning income, spending, saving, investing, managing credit, managing risk
Financial Education Planning Framework, primary Young Money, UK 3–5, 5–7, 7–9, 9–11 How to manage money; becoming a critical consumer; managing risks and emotions; the role money plays in our lives
AI competency framework for students UNESCO, 2024 School age Human-centred mindset; ethics of AI; AI techniques and applications; AI system design — at three levels: understand, apply, create
Five Big Ideas in AI AI4K12 (AAAI and CSTA), USA K–12 Perception; representation and reasoning; learning; natural interaction; societal impact
seven strands

Every lesson traces
back to the standards.

The curriculum is organised into seven strands that together cover every content area in the frameworks above. Each lesson carries a strand code, so any episode or worksheet can be traced to the standards it meets.

MV Money and value
WM Where money comes from
CS Choices and spending
SP Saving and planning
RS Risk, safety and feelings
HW How the world works
AI AI and thinking tools

Schools and education partners: the full lesson-by-lesson standards map is available on request. Ask for it here →

how we teach

Eight principles
from the world's classrooms.

Each principle comes from a teaching tradition used around the world and turns into a fixed habit in every episode and book — so the pedagogy shows in the product, not just in the pitch.

01

Spiral curriculum

Jerome Bruner; used in most national curricula

Big ideas — money, value, choice, saving — return three times across the years, each time deeper.

02

Concrete, then pictures, then words

Bruner's enactive–iconic–symbolic stages; the Singapore maths "CPA" method

Show a real coin or object first, then a picture or diagram, and only then name the idea or use a number.

03

Question first

Inquiry-based learning (IB Primary Years Programme), constructivism

Every lesson opens with a question a child really wonders about, not with a fact.

04

Story carries the lesson

Narrative learning; how children's TV such as Sesame Street teaches

The idea arrives through the crew solving a problem. Characters model thinking — including getting it wrong.

05

I do, we do, you do

Gradual release of responsibility (Pearson and Gallagher)

A character shows the idea, the viewer helps the crew with it, then the child tries it at home.

06

Remember to learn

Retrieval practice and spacing from learning science

Each episode opens by recalling the last one and closes with a three-point recap.

07

Learn by doing

Montessori practical life, play-based learning

Every lesson ends with a real-world activity using real coins, objects or choices at home.

08

Every child can join in

Universal Design for Learning (CAST)

Ideas come through pictures, sound, words and activity; captions on; names, places and currencies from many countries.

Families teach most. Children's money habits start forming very early — a 2013 University of Cambridge study for the UK Money Advice Service found many are in place by about age 7. That's why every lesson includes a parent moment and a conversation to have at home.
the learning pathway

Ages 3 to 18.
Five stages, one story.

finance.kids grows up with your child. The same seven strands return at every stage, each time deeper, and the crew grow older alongside the children who follow them. Children can join at any age — every stage has its own starting point.

Ages 3–5

Little Savers

First coins, waiting and sharing — learned through play with a parent.
Ages 6–8

Foundation

What money is, where it comes from, saving and choosing.
Year 1 launches here
Ages 9–11

Builders

Budgets, prices, interest and using AI safely.
Ages 11–14

Thinkers

Banks and cards, scams, running a small enterprise.
Ages 15–18

Launch

Earning, tax, investing, credit — real decisions, real tools.

Parents and teachers have their own track at every stage. See the Year 1 lesson list →

every lesson

One idea.
Learned three ways.

Every episode follows the same predictable shape, so children know what comes next and grown-ups know where to join in.

A real question

Something a child genuinely wonders about.

Explore it

Real objects first, then pictures, then words.

One big idea

Said simply, said twice, easy to remember.

Try it at home

A small hands-on activity with real money or objects.

Talk about it

A question for the dinner table, for the whole family.

sources

The frameworks, in full.

finance.kids is an independent project. We map our lessons to these frameworks so parents and teachers can see exactly what is covered; the organisations named here have not reviewed or endorsed finance.kids.

For teachers → Get the first episodes